4 Ways For Small Business To Reduce Their Card Processing Fees

If you don’t want to pay hefty credit card processing fees, you may find this article helpful. According to small business owners, it is overwhelming to pay hefty fees for card processing. The statistics released by the Bureau of Labour Statistics tell that half of the startups fail within the first 48 months. According to predictions, there will be a 33% increase in credit card volume by the end of 2024. On the other hand, cash payment volume is going to go down by around 27%. Given below is a description of some common ways that can help you get the best deal. Read on to find out more.

1. Use Merchant Services rather than a Bank

If you work with the merchant service provider, you can use their merchant account for processing credit cards. Some banks do provide merchant services. In the reality, they outsource the services to third parties. As a result, they end up charging you extra fees for the services.

Therefore, if you use a merchant service provider instead, you don’t need to redirect your clients and customers to another provider. In addition, you can enjoy direct protection against fraud. As a matter of fact, more than 80% of startups fail because they have cash flow problems.

2. Go for a PCI-Compliant Payment Gateway

Basically, a payment gateway refers to a cloud-based software program that handles credit card processing. The role of this application is to support transactions conducted through credit cards. Apart from this, it creates a link between the card-issuing bank and the credit card network. After the approval, the funds are transferred from the credit card of the customers to the account of the merchant.

We know that this process involves sensitive data. Therefore, you may want to work with a PCI-compliant payment gateway. In other words, this type of gateway is supposed to use encryption and tokenization technologies.

3. Integrate your Payments

Instead of depending on an outside software program for your payments, we suggest that you hire the services of a provider that provides a means to process transactions inside your accounting software program. The idea is to get rid of double data entry and reduce human error.

If you integrate your payments, you can automate the process and avoid all the hassle and headache in this process.

4. Opt for a Personalized Service

Your time is highly valuable as a small business owner. Therefore, we suggest that you look for a personalized service that can handle the entire process. According to statistics, more than half of customers cannot resolve their problems if they cannot discuss the matter with a real person.

So, we suggest that you work with a processing service that provides personalized customer service. And this is of paramount importance for small business owners.

In short, if you want to reduce your credit card processing fees, we suggest that you try out these four methods. If you look at statistics, you will come to know that these methods have helped small businesses reduce these fees by 21%.

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6 Facts About Everyone Thinks Are True

Essential Aspects for Wearing a Leather Jacket and Increase Your Own Flare

You get to see that leather jackets are timeless. Thus, wearing them in your own method is quite hard. Below are various aspects that you need to pay attention to assist you to wear a leather jacket and allow your personal style to shine through.

It is a fact that leather jackets have been around for numerous years. As a result, many styles have come up. Every leather jacket styles carries its own connotations along with its own history. Because you desire to make the leather jacket look as though it is your own, you should begin with choosing the right style.

Of the number of leather jackets you will find in the market, the most understated is the classic leather jacket. A leather jacket that fits you in a manner that fits you perfectly happen to be the best one that you need to choose. Ideally, you will find that classic is considered as the most flexible and conservative option. More to that, it is the least ambitious and have no similar possibilities as other options. You get to find that classic leather jackets are reliable and secure.

Also, you have to pay attention to the biker jacket. Similarly to the name, these were the choice of leather jackets for the motorcycle enthusiasts. You will find that their strong construction is good for protecting the rider from the wind. Also, you get to find that the biker jacket is constructed in a way it has the potential to give protection from the road rash in the crash event. Typically, biker jackets are very common to the motorcycles and dirt bikes, as a result of their strength. Click this site to help you read more concerning motorcycles and dirt bikes. Through doing so, you can also realize more leather jackets meant for motorcycles and dirt bikes.

The racer jacket is another critical leather jacket that you need to know about. The originality of the racer jacket together with the biker origin is all similar. You are going to find that the racer jacket is fashionable and does not have a rough together with tumble connotations as the one you find with the biker jackets. As you continue to read this page; you have a guarantee of reading more about the best leather jacket that motorcycles and dirt bikes ought to buy.

Having your leather jacket as the core of your clothes is necessary. Be aware that the jacket ought to be talking while the rest of your look is supposed to be understated. Continue reading and you have an assurance of finding more regarding the best leather jackets for motorcycles and dirt bikes.

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